"After seven years working as a Mortgage Broker, Richard Moxley finally had enough of watching the Average Joe forced to pay thousands more in excess rates and fees, all because no one had taught them the rules of credit. These good, hardworking people were paying their bills on time, but like most North American’s, had no idea there were 8 other rules to this credit game that no one had ever explained. The Nine Rules of Credit is a combination of insider secrets, money saving tips, and how to reverse engineer the credit scoring model to your advantage. Written so the Average Joe can easily apply all 9 rules of credit, and play the game to win!"
1. Your credit report and score -- 2. Rule 1: pay your bills on time -- 3. Rule 2: high balances equal low scores -- 4. Rule 3: you must have established credit -- 5. Rule 4: some types of credit are better than others -- 6. Rule 5: what you don't use, you lose! - 7. Rule 6: be careful with joint credit -- 8. Rule 7: applying for credit lowers your score -- 9. Rule 8: closing your credit accounts lowers your score -- 10. Rule 9: protect yourself -- 11. The big picture -- 12. Some important things to remember.
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